Bring every component of your loan application online, including electronic data capture, document capture, and e-signature. Our machine learning and automation engines automatically enrich applicant information with data points from trusted third parties to instantly verify eligibility.
Real-Time Marketing Engine
After applying, our AI-driven lending algorithms programmatically evaluate every transaction in an applicant’s bank account within moments. Our system identifies patterns in data to generate an alternative credit score that has been validated by Equifax and Moody's to effectively rank-order default risk and enable intelligent risk-based pricing.
Instant Decisioning & Underwriting
Our advanced analytics engines can make decisions on applications within seconds, providing real-time approvals and same-day funding. Expand your lending operations with a system that can make up to 1.2 million credit decisions per hour for scalable end-to-end capital deployment.
Customization & Control
Configurable Lending Policies
Fully customizable evaluation metrics, including terms, amounts, credit knockout criteria, segment-based pricing, compliance policies, and document requirements. Build and deploy new models instantly.
Our system automatically generates all legally-required compliance documentation. Provide audit rights for customers and regulators alongside coordinated change management, regulatory reporting, history logs, and more.
Everything you need to automate the delivery and servicing of financial products, end-to-end.
Installments & Servicing
We've handled over 1 million automated installment payments, enabling per-loan servicing costs that are a fraction of industry leaders. Reduce your costs by up to 93%.
Payment Processing & Reconciliation
Automate every action involved in payment processing and refund reconciliation. Put your collection strategies and workflows for delinquent borrowers on autopilot.
24/7 Monitoring with Anomaly Detection
Leverage artificial intelligence to enable real-time 24/7 account monitoring. Proactively lower default risk with early warnings capable of detecting and preventing fraud.
Gain a Distinct Advantage
Provide your customers with the most technologically advanced lending solution available. Built for rapid adoption, focused on drivers of scale.
Everything you need to digitize the full range of activities necessary to originate, underwrite, and service financial products.
Enterprise-class security, AICPA SOC 1® Type II certified.
Move faster. Do more for your customers. Lower your cost of delivering financial services.